"In Everything I Do, I Believe In Putting You In More Control Over Your Money And Wealth From The Forces That Seek To Legally And Systematically Rob It From You: Banks, Financial Institutions, Wall Street, And Especially, The Internal Revenue Service (IRS), So That You Can Keep The Interest You Would Have Otherwise Paid To The Banks, And, Through The Tax Code, You Can Retire With Massive Cash Flow That Is Off The Radar Of The IRS And Is NOT Required To File A Tax Return!" - David H. Kinder, ChFC, QFP

Is There An Agenda In Play Working Against You and Plotting to Legally Steal Your Wealth?  Watch These Videos, Read My Blog, and Decide For Yourself.

3578 Atchison Circle
Riverside, CA  92503-5166 



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Areas I Serve:

I primarily work with business owners and residents of San Diego, Riverside, San Bernardino, Orange, Los Angeles, and Ventura counties in California.  I can work with others outside of these counties and states via web conference, subject to individual state licensing and/or other requirements.

Regulatory Disclosure:

David H. Kinder, ChFC, QFP is regulated by the California Department of Insurance as a life, accident & health insurance agent (CA Insurance License #0E54187)​.  This communication is strictly intended for individuals residing in the state(s) of CA. No offers may be made or accepted from any resident outside the specific states referenced until proper state insurance licensing and company appointments are secured for that given state. David Kinder Insurance and Financial Solutions is the marketing name for David H. Kinder, ChFC, QFP and is not affiliated with any other company.  Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Guarantees do not apply to the performance of any particular index option on fixed indexed insurance contracts, or on projected dividends on participating insurance contracts.  Not all recommendations necessarily require insurance product purchases. Not all products are appropriate or available for all situations. Results are not guaranteed and are subject to individual situations and circumstances. Listing company client access links under the "Client Access" menu does not constitute any endorsement, filing, or approval of this website or its content by such listed companies.  Client access links are provided for client convenience only.

Not Legal, Tax, or Securities Investment Advice:

The material discussed on this web site is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice, nor does it represent any specific company or specific products.  David H. Kinder, ChFC, QFP is not registered nor licensed as a Registered Investment Advisory Firm (RIA), Investment Advisor Representative (IAR), nor as a Registered Representative (RR) with any broker/dealer firm, and is therefore not registered with, or supervised by, the U.S. Securities and Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA), or any state securities regulatory office.  As such, David H. Kinder, ChFC, QFP does not provide investment advice, specifically: buying, selling, holding, risk analysis, or any other analysis of securities, nor the asset allocation of securities portfolios. For specific investment advice on your securities investment portfolio, please contact a licensed and registered investment professional in your state.

He does offer general investment information for educational purposes and may propose alternative financial strategies that do not contain or include securities. He does also discuss the pros and cons of various kinds of accounts (such as IRS Regulated Retirement Plans) and is considered incidental advice surrounding various strategies and solutions, but does not necessarily constitute advice on the underlying securities.  

For tax or legal services and advice, please consult a licensed professional in your state.  Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary and the information should be relied upon only when coordinated with individual professional advice.

Member IAQFP • International Association of Qualified Financial Planners

Education • Examination • Ethics • Experience

QFP Designation Verification:  https://www.iaqfp.org/qpf-detail-page/?user=1803

IAQFP Code of Ethics:  https://www.iaqfp.org/wp-content/uploads/2019/09/IAQFP-Standards-Code-of-Ethics-Professional-Conduct.pdf

ChFC Comprehensive Applied Financial Planning Knowledge brochure:  

The American College Professional Pledge:  


The Chartered Financial Consultant designation and the mark of ChFC are the property of The American College and may be used by individuals who have successfully completed the initial and ongoing certification requirements for this designation.  The American College can disallow use of the Chartered Financial Consultant (ChFC) designation if advisors do not adhere to the program’s ethical standards, continuing education, and other requirements.

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